MerchantGo Intelligence Platform
Industry Updates
The developments shaping fraud, payments and enterprise risk — translated into practical implications for the leaders responsible for managing them.
Card-network changes, emerging fraud patterns, regulatory developments and payment-industry intelligence. Concise, independent and operationally relevant.
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5 Updates
Latest Update
IU-005 · August 2026
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Fraud, Payment & Risk Leaders
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All Industry Updates
IU-001
Industry Update
Banking Fraud6 Min ReadAugust 2026Bank Impersonation Is Becoming a Payment-Control Problem.
The FTC's 2025 fraud data shows where the money actually left: bank payments, driven by impersonators who convince customers to move funds themselves. That is a payment-control problem, not an authentication problem.
Read Industry UpdateIU-002
Industry Update
Card Fraud6 Min ReadAugust 2026Strong Authentication Is Working. The Fraud Is Moving Elsewhere.
ECB and EBA data confirm that SCA-verified transactions are less susceptible to fraud, and that card fraud is 17 times higher when the recipient sits outside the EEA. Effective controls displace fraud; they do not remove the adversary.
Read Industry UpdateIU-003
Industry Update
Visa6 Min ReadAugust 2026VAMP Is No Longer a Future Requirement.
Visa has reported early VAMP outcomes, including a quarter-over-quarter decline in the issuer VAMP ratio and more than $30 million in attributed issuer operational savings. The programme has moved from policy to operating reality.
Read Industry UpdateIU-004
Industry Update
Mastercard5 Min ReadAugust 2026Mastercard Is Expanding What Acquirers Can See Before Onboarding a Merchant.
Mastercard states that, effective October 15, 2026, New Merchant Insights within MATCH Pro will add a merchant risk score and multiple fraud-risk signals — shifting merchant screening from a record of past termination toward forward-looking assessment.
Read Industry UpdateIU-005
Industry Update
Payment Fraud6 Min ReadAugust 2026Payment Fraud Is Becoming an Industrialized Business.
Criminal capability is becoming reusable. Compromised data, automated testing, synthetic content and specialized services now assemble into repeatable operating models — which is why transaction-level scoring alone keeps losing ground.
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Monthly Industry Updates
One monthly briefing on what actually changed.
Network rule changes, fraud pattern shifts and regulatory developments — with the implications spelled out. No vendor promotion.